What is PSD2 (Payment Authentication)?

Last updated: 4/23/2026

PSD2 is an initiative adopted by the European Union which introduces specific requirements for authenticating online payments to better protect your financial data – guaranteeing safe authentication and reducing the risk of fraud.
When placing a purchase, you might be required to authenticate and confirm your credit card transactions.
If you are having issues to authenticate and validate your payment, please contact your bank.

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